Diabetes Self-Management Articles

These articles cover a wide range of subjects, from the most basic aspects of diabetes care to the nitty-gritty specifics.

Links not loading properly?

Some of our pages use Portable Document Format (PDF) files, which require Adobe Acrobat Reader. To download Acrobat Reader for free, visit www.adobe.com.

Sign up for our weekly e-mail newsletter and receive a FREE GIFT! Enter your e-mail below.

Learn more

Learn more about diabetes

Links to help you learn more about diabetes.

Ask a diabetes expert
Other diabetes resources
Browse article topics


Sample Cover Letter

Return to Article


by Jeffrey D. Mooers

Underwriting Department
ABC Life Insurance Company
City, State XXXXX

To Whom It May Concern:

Please find attached my application for life insurance. After working with my broker, (insert name here), we have decided to apply for 2 million dollars of 20-year term coverage.

Please note, per the application, that I have diabetes.

My age of onset was 17.

I am currently using an insulin pump and take 30 units of insulin daily.

I monitor my blood glucose levels daily; my average reading is 117 mg/dl.

My A1C levels are tested quarterly by my doctor. Recent readings are as follows:

  • 2/07 7.7%

  • 6/07 7.7%
  • 9/07 7.4%
  • 1/08 7.5%

I walk my dog two miles a day, and I take a Pilates class at the gym on Saturday mornings. My nutritionist and I have developed a specific diet that I follow closely. My weight has come down 4 pounds in the last year.

I do not smoke or drink alcohol. I have minimal diabetic neuropathy, but I do not let it interfere with my exercise.

The best exercise I get is during my weekly visit with my three grandchildren. They run me pretty ragged.

Please take these factors into consideration as you evaluate my application.

Thank you.
(your signature here)



Return to Buying Life Insurance

More articles on Money Matters



Statements and opinions expressed on this Web site are those of the authors and not necessarily those of the publishers or advertisers. The information provided on this Web site should not be construed as medical instruction. Consult appropriate health-care professionals before taking action based on this information.



Sweet-Smelling Breath Holds Promise as Tool for Diagnosing Diabetes
A simple breath test may be able to quickly and noninvasively diagnose ch... Blog

Chocolate to Fight Diabetes?
For people with diabetes — and many people without it — the hol... Blog

Why Me? Diabetes and the Story of Job
Once, I wanted to know where my illness came from. What had I done wrong? W... Blog

I'm feeling fine. Do I still have to keep an eye on my blood glucose levels? Get tip